According to @Celo, MiniPay’s Pay Like a Local feature enables users in Argentina and Brazil to make real-time payments from their wallet directly to Mercado Pago and PIX, delivering seamless stablecoin spending built on Celo (source: @Celo). For traders, the confirmed scope is Argentina and Brazil, the supported rails are Mercado Pago and PIX, and settlement is real time via a Celo-based wallet, indicating live stablecoin payment functionality in these markets (source: @Celo).

According to @Nick_van_Eck, Stripe’s next announcement will enable true retail pay with crypto without abstraction by not using Visa settlement rails; source: @Nick_van_Eck. He states that current stablecoin spending via Rain or Kulipa still settles to Visa rails, which he contrasts with Stripe moving settlement to its own Tempo payment rail; source: @Nick_van_Eck. He adds that Stripe can use Privy to spin up merchant wallets on Tempo and cut out Visa completely, shifting settlement to Stripe’s infrastructure; source: @Nick_van_Eck. He expects Stripe to charge roughly 1-1.5% on these crypto payments, calling it a modest improvement over Visa rather than driving fees toward zero; source: @Nick_van_Eck.